Personal Loan

A Personal Loan gives you quick access to funds without requiring any collateral or security. It is ideal for managing urgent financial needs such as medical expenses, travel, weddings, home repairs, education, or any personal requirement. With fast approval, flexible EMIs, and minimal documentation, a personal loan provides complete financial freedom when you need it most.

  • Unsecured Loan: No collateral or property required

  • Quick Disbursal: Funds transferred within 24–72 hours

  • Flexible Tenure: Repayment options from 12 to 60 months

  • Use for Any Purpose: Medical, travel, wedding, education, home repairs, etc.

  • Transparent Interest Rates: Competitive rates with no hidden charges

  • Easy Application: Minimal documentation and simple approval process

  • Salaried individuals (private or government sector)

  • Self-employed professionals or business owners

  • Age between 21 to 60 years

  • Applicants with stable income and good credit score

  • Individuals needing short-term financial support

Personal & Identity Documents
  • Aadhaar Card & PAN Card

  • Passport-size photographs

✔ Income Documents

For Salaried:

  • Salary slips (last 3–6 months)

  • Bank statements (6 months)

  • Form 16 / Income Tax Returns

For Self-Employed / Business Owners:

  • ITR for last 2–3 years

  • Bank statements (6–12 months)

  • Business registration / GST certificate

  • Profit & Loss statement, Balance Sheet

EMI Calculator — Full Working

Loan / EMI Calculator

Loan Breakdown Chart

Summary

Monthly EMI: ₹0

Total Payment: ₹0

Total Interest: ₹0

Total Months: 0