Working Capital

A Working Capital Loan provides businesses with the funds needed to manage daily operations and short-term financial requirements. It is ideal for covering expenses such as inventory purchase, payroll, utility bills, and other operational costs. With flexible repayment options, quick approval, and tailored limits, this loan ensures smooth cash flow and uninterrupted business operations.

  • Maintain Smooth Cash Flow: Covers day-to-day business expenses

  • Short-Term Financing: Ideal for temporary working capital needs

  • Flexible Loan Amount: Based on business turnover and requirements

  • Quick Approval & Disbursal: Minimal paperwork for faster access to funds

  • Use for Any Business Purpose: Inventory, salaries, rent, bills, raw materials

  • Secured or Unsecured Options: Collateral-based or unsecured loans available

  • Proprietors, partnership firms, private limited companies, and MSMEs

  • Business owners with stable income and regular cash flow

  • Entrepreneurs seeking short-term financial support

  • Individuals with good credit history

Business & Identity Documents
  • Aadhaar Card & PAN Card

  • Passport-size photographs

  • Business registration / GST certificate

  • Partnership deed or company incorporation certificate

✔ Financial Documents
  • Bank statements (6–12 months)

  • Profit & Loss statements and Balance Sheets (last 2–3 years)

  • ITR of business and/or proprietor

✔ Collateral Documents (if applicable)
  • Property documents or other asset proof

EMI Calculator — Full Working

Loan / EMI Calculator

Loan Breakdown Chart

Summary

Monthly EMI: ₹0

Total Payment: ₹0

Total Interest: ₹0

Total Months: 0