Car Loan (New & Used)

A Car Loan helps you buy your dream car—whether it’s brand new or pre-owned—without straining your finances. With attractive interest rates, flexible repayment options, and quick approval, you can drive home your vehicle comfortably. The loan amount, tenure, and EMI are designed to suit your income and financial needs, making car ownership easier than ever.

  • Loan for New & Used Cars: Finance for both brand-new and pre-owned vehicles

  • Flexible Tenure: Typically 1–7 years repayment options

  • Attractive Interest Rates: Competitive rates to reduce EMI burden

  • Quick Approval & Disbursal: Get your car faster with minimal paperwork

  • High Loan-to-Value Ratio: Finance up to 85%–90% of the car’s cost

  • EMI Customization: Choose monthly payments according to your budget

  • Hassle-Free Process: Simple documentation and easy processing

  • Salaried individuals with a stable income

  • Self-employed professionals and business owners

  • Individuals aged 21–65 years

  • Applicants with a good credit score and repayment capacity

✔ Identity & Address Proof
  • Aadhaar Card & PAN Card

  • Passport / Voter ID / Driving License

  • Passport-size photographs

✔ Income Proof

For Salaried:

  • Latest 3–6 months salary slips

  • Bank statements (6 months)

  • Form 16 / ITR

For Self-Employed:

  • ITR for last 2–3 years

  • Bank statements (6–12 months)

  • Business registration / GST certificate

✔ Car & Loan Documents
  • Quotation / Invoice of the vehicle

  • Loan application form

  • Any additional documents required by the bank or financial institution

EMI Calculator — Full Working

Loan / EMI Calculator

Loan Breakdown Chart

Summary

Monthly EMI: ₹0

Total Payment: ₹0

Total Interest: ₹0

Total Months: 0